There is an article on Yahoo today about CEO David Siegel, (the owner of Westgate Resorts), stating that he will probably have to lay off many workers and possibly even shut down his company if Obama is reelected and taxes raised.
For those who aren't familiar with the story you can read it here.
The article brings up the true point that David Siegel is NOT the best person to speak on managing money well or not overspending simply based on his history and extravagance. However, he is 100% right with his prediction. A company cannot survive being taxed to death and the email he sent is excellent! Although I don't agree with the part of his email that seems slightly whiny over how he eats, breathes, and dreams about the company, The average person is not going to feel bad for him. I can see why he felt it necessary to include it, to show his dedication and heart in the company but that's a sacrifice he makes to be where he is at and I'm sure the perks outweigh the benefits or he wouldn't be doing it. No one would. In spite of that portion, his email was dead on.
I'm happy to see this article! This is one of many companies in danger! Thousands of many who will lose their jobs. It's not just about free health care and making the rich pay a bigger share - you can't tax the rich to death and you can't expect the economy to NOT be affected. If businesses can't survive, workers can't survive, families can't survive. Think about the America you're leaving for your children.
I'm tired of so many people being mindless sheep to the slaughter when it comes to choosing leaders. WE GET TO CHOOSE OUR LEADERS. Do not take it lightly, many people do not have that option!
Personally, I do not like Romney but I like him better than Obama. I am wise enough to have researched what Obama believes and does and plans to do and who he accepts money from to the point that I know he is not the right man to lead our country.
I wish that everyone would make an educated voting decision based on what is best for the country as a whole. Based on what is best for the businesses of the country and the future generations. Perhaps I'm being too idealistic but I truly believe people can make a difference. Every vote counts and we can fix the economy.
Do not base your vote on one or two things, but educate yourself on both candidates and make the best decision for our country.
Showing posts with label news. Show all posts
Showing posts with label news. Show all posts
Thursday, October 11, 2012
Tuesday, February 28, 2012
Chardon, Ohio - School Shooting
What happened at Chardon School is a tragedy. It's absolutely awful and it bothers me when people call the shooter a victim, it's insulting to the families of those with children in the hospital fighting to live. I'm not saying that bullying is ever OK, please don't misunderstand me. I know that kids can be cruel and it's wrong. At one point or another I think every child has been picked on, myself included. You're not going to be friends with everyone and not everyone is going to like you - just like there will be people that you don't like. That doesn't justify mistreating anyone, to any degree. It's not right and we need to fix it, but the truth is there are lots of kids who are picked on every day who would never dream of killing someone because of it. This wasn't a feud, the shooter didn't go in the school and confront a bully he's had issues with or repeatedly been abused by, he walked in and shot recklessly at groups of innocent students. This was premeditated, he bragged about it online and he wanted people to fear him. He wanted attention and to be remembered. What these shooters don't think about is the aftermath. They don't think about it because they don't care. Until they are sitting in cell at 17 and it hits them that they will probably never live outside of a cell again.
I heard a spokesman for the family of the shooter this morning on the radio state that he was "remorseful". Yes, I'm sure he is.
His actions speaks volumes to what damage he wanted to inflict. What is the progression from being picked on to wanting to be a murderer?
Another interesting thing about this student is that he has good grades, he wasn't struggling there, in fact he was known as a smart kid. He was also "Gothic", which by interpretation is usually someone who wants to be seen as different, and separate. On December 20th he wrote this chilling post on Facebook:
"Now! Feel death, not just mocking you. Not just stalking you but inside of you. Wriggle and writhe.Feel smaller beneath my might. Seizure in the Pestilence that is my scythe. Die, all of you,"
I find this very disturbing!
He lived with his grandparents who, I'm assuming but can't say for sure, were not aware of this posting, so where were his friends who saw this? The spokesman this morning also made a statement that there was no way this could have been predicted. I beg to differ.
There has got to be more courage in young people today, why didn't they inform the school? A counselor? Their own parent who could have contacted the grandparents and let them know or warned someone of how potentially dangerous this young man was BEFORE he acted on his threat.
A posting like this is not normal. It shocks me that no one was alarmed enough by it to do something. Whether it be reaching out to him, to his grandparents, to a school official, to the local police, ANYONE.
I hope that schools and students everywhere will learn from this and past shootings and realize that putting metal detectors in the entrances and sending a grief counselor in AFTER an incident are not enough. There needs to be communication and awareness before something tragic happens and before more lives are lost and ruined.
I hope you will keep the students and families of those hurt in this incident in your thoughts and prayers. I cannot imagine what they are going through. I cannot begin to understand all that is happening but I hope that this does not become a familiar headline. There has to be some prevention steps taken.
A Hero in the Midst of Terror: http://thestir.cafemom.com/in_the_news/133622/chardon_high_school_shooting_already
The Daily Record's article on the media being to blame (GREAT article!!):
WOIA News Report:
**Update: Current status is that three have passed away and one is home with her family now, there is only one remaining student in the hospital.
Tuesday, January 31, 2012
Health Care Reform Act's 3.8% Tax - Know Your Facts
"The PPACA creates a new Code Section 1411, which will generally impose a 3.8 percent tax on the lesser of "net investment income" or the excess of modified adjusted gross income over a "threshold amount" (generally, $250,000 for taxpayers filing a joint return, $125,000 for married taxpayers filing a separate return and $200,000 in all other cases). Net investment income generally means the excess of (i) interest, dividends, annuities, royalties, rents, income from passive activities, income from trading financial instruments and commodities, and gain from the disposition of certain non-business property, over (ii) allowable deductions properly allocable to such income. In determining the amount of net investment income, special rules apply with respect to dispositions of equity interests in certain partnerships and S corporations, and to distributions from certain qualified plans. This additional tax applies to taxable years beginning after December 31, 2012"
A lot of people have been talking, emailing, and warning each other about this part of the health care reform bill that passed seemingly, unnoticed. Today, I was "informed" via email that this was a "ploy to steal billions from unsuspecting homeowners". It is commonly explained as a sales tax but that is not correct, the best way to describe it would be a tax on profit. Basically, if you sell your home for a profit of more than $250,000.00 you will be required to pay a tax of 3.8%. The amount is $500,000.00 for couples selling a home. In reality, only a small percentage of Americans will be affected by this. The question then is, do you think it is right to be penalized for making a high profit.
Personally, I know that this tax will never apply to me however, I am able to look past myself and do believe that it is wrong. Based on the idea that no one should have to owe the government for making a large profit on their $400,000.00 home. However, this is not a perfect world and America is in a financial crisis. I do believe that compromises have to be made for sure and yes, certainly it is easy to say that those in the upper class should pay more than anyone else simply because, they can. Last time I checked though, they already do. So how far are we as a people willing to let that go? This was not something that was "snuck in", the America people have not had the "wool pulled over their eyes" by President Obama, this was open to the public and could have been discovered and researched by all. The problem is, no one thinks of that. No one cares until they are unhappy with something that effects them and then they decide to depict and study things. If even then, most of the time people never research things on their own, they simply hear about it from one of their friends and react how they are told based on the half-facts they were given. I'm sure we have all been guilty of that at one time or another, myself included.
I believe the majority of America needs to wake up and stop complaining about things after the fact. Actually research a candidate, bill, or issue for yourself before forming an opinion or making a decision, or God forbid, voting.
These are confusing times and we can't make decisions based on what we have been taught or what sounds good on the surface.
Learn about the Health Care Reform Bill:
http://www.healthreform.gov/index1.html
http://www.healthcare.gov/
Read the President's budget for the 2012 fiscal year:
http://www.whitehouse.gov/omb/budget/
"Top 10 Pros and Cons" of the Health Care Reform Bill:
http://healthcarereform.procon.org/view.resource.php?resourceID=003725
The Patient Protection and Affordable Care Act:
http://ppaca.com/
Quote taken from the "Boulder Real Estate Blog" (http://www.boulder-buzz.com/health-care-bill-and-real-estate-tax/). Sources include Eons.com, (http://www.eons.com/groups/topic/2208705-REal-Estate-Sales-Tax?page=1), CNNMoney.com, (http://money.cnn.com/2010/03/22/news/economy/medicare_tax_increase/index.htm), sorry FOX fans... and, Bloomberg (http://www.bloomberg.com/apps/news?pid=conewsstory&tkr=IP:US&sid=a70ouHuhCn5Y).
A lot of people have been talking, emailing, and warning each other about this part of the health care reform bill that passed seemingly, unnoticed. Today, I was "informed" via email that this was a "ploy to steal billions from unsuspecting homeowners". It is commonly explained as a sales tax but that is not correct, the best way to describe it would be a tax on profit. Basically, if you sell your home for a profit of more than $250,000.00 you will be required to pay a tax of 3.8%. The amount is $500,000.00 for couples selling a home. In reality, only a small percentage of Americans will be affected by this. The question then is, do you think it is right to be penalized for making a high profit.
Personally, I know that this tax will never apply to me however, I am able to look past myself and do believe that it is wrong. Based on the idea that no one should have to owe the government for making a large profit on their $400,000.00 home. However, this is not a perfect world and America is in a financial crisis. I do believe that compromises have to be made for sure and yes, certainly it is easy to say that those in the upper class should pay more than anyone else simply because, they can. Last time I checked though, they already do. So how far are we as a people willing to let that go? This was not something that was "snuck in", the America people have not had the "wool pulled over their eyes" by President Obama, this was open to the public and could have been discovered and researched by all. The problem is, no one thinks of that. No one cares until they are unhappy with something that effects them and then they decide to depict and study things. If even then, most of the time people never research things on their own, they simply hear about it from one of their friends and react how they are told based on the half-facts they were given. I'm sure we have all been guilty of that at one time or another, myself included.
I believe the majority of America needs to wake up and stop complaining about things after the fact. Actually research a candidate, bill, or issue for yourself before forming an opinion or making a decision, or God forbid, voting.
These are confusing times and we can't make decisions based on what we have been taught or what sounds good on the surface.
Learn about the Health Care Reform Bill:
http://www.healthreform.gov/index1.html
http://www.healthcare.gov/
Read the President's budget for the 2012 fiscal year:
http://www.whitehouse.gov/omb/budget/
"Top 10 Pros and Cons" of the Health Care Reform Bill:
http://healthcarereform.procon.org/view.resource.php?resourceID=003725
The Patient Protection and Affordable Care Act:
http://ppaca.com/
Quote taken from the "Boulder Real Estate Blog" (http://www.boulder-buzz.com/health-care-bill-and-real-estate-tax/). Sources include Eons.com, (http://www.eons.com/groups/topic/2208705-REal-Estate-Sales-Tax?page=1), CNNMoney.com, (http://money.cnn.com/2010/03/22/news/economy/medicare_tax_increase/index.htm), sorry FOX fans... and, Bloomberg (http://www.bloomberg.com/apps/news?pid=conewsstory&tkr=IP:US&sid=a70ouHuhCn5Y).
Tuesday, December 13, 2011
All of the Other Reindeer: A Bad Influence?
Last week there were a couple news stories where parents were advised not to let their children listen to the classic Christmas song about Rudolph this year. The debate is whether or not it teaches children that they should only be friends with someone who can do something for them.
This is absurd.
Songs like this are not what is ruining this generation of children. Parents of this generation are the problem. Media is the problem. Making excuses for bullying instead of disciplining and consistent training at home are the problem and parents who expect the school to raise their kids rather than themselves. An excuse should never be made for a child who is making fun of another child. Kids will be kids, and they will pick on each other from time to time, that's the type of behavior that should be corrected immediately so they learn the difference between what is acceptable treatment of others and what is not.
I submit that the reindeer actually learned a lesson that day. That they shouldn't judge someone just because they are different and that we all have different abilities that were given to us to accomplish a purpose. The reason for Rudolph's red nose was to lead the way. Santa recognized that.
With that being said, I will continue to listen to Rudolph for this year, as well as many years to come and I hope that if I ever become a parent I will be a good enough one to teach my children the true meaning of the song as well as Christmas, not just during the holiday season but all through the year.
This is absurd.
Songs like this are not what is ruining this generation of children. Parents of this generation are the problem. Media is the problem. Making excuses for bullying instead of disciplining and consistent training at home are the problem and parents who expect the school to raise their kids rather than themselves. An excuse should never be made for a child who is making fun of another child. Kids will be kids, and they will pick on each other from time to time, that's the type of behavior that should be corrected immediately so they learn the difference between what is acceptable treatment of others and what is not.
I submit that the reindeer actually learned a lesson that day. That they shouldn't judge someone just because they are different and that we all have different abilities that were given to us to accomplish a purpose. The reason for Rudolph's red nose was to lead the way. Santa recognized that.
With that being said, I will continue to listen to Rudolph for this year, as well as many years to come and I hope that if I ever become a parent I will be a good enough one to teach my children the true meaning of the song as well as Christmas, not just during the holiday season but all through the year.
Thursday, November 17, 2011
Recent "Occupy" Media Story...
Why is it OK to storm into a bank, shout hateful slogans and slurs at innocent people (i.e. tellers
just doing their jobs who have no say in what they are complaining about
anyway), and try to set up "camp" in their lobby! I have no issue
with the "occupy wall street" groups using their freedom of protest
and speech, I applaud that, HOWEVER they are going about it the wrong way, it
is not an excuse to break any laws - I find it interesting they then cry the
victim when they are carted off to jail. This tells me that they are obnoxious
and have no character.
just doing their jobs who have no say in what they are complaining about
anyway), and try to set up "camp" in their lobby! I have no issue
with the "occupy wall street" groups using their freedom of protest
and speech, I applaud that, HOWEVER they are going about it the wrong way, it
is not an excuse to break any laws - I find it interesting they then cry the
victim when they are carted off to jail. This tells me that they are obnoxious
and have no character.
Friday, August 12, 2011
Sentencing of Anthony Sowell
Cuyahoga County Judge Dick Ambrose upheld the jury's recommendation today and sentenced convicted serial killer Anthony Sowell to death. Per the article on newsnet5.com by Jen Steer, (http://www.newsnet5.com/dpp/news/crime/bodies_found/Judge-upholds-jurys-recommendation-sentences-Cleveland-serial-killer-Anthony-Sowell-to-death), "Sowell sat with his eyes closed during Friday's proceedings and refused to sign a form that says he is a registered Tier III sex offender." The article also mentions how Sowell was playing video games while the police were dragging the bodies from his house. The level of lack of remorse from this man is actually not surprising given the day we live in. He did however, offer an apology in hopes of avoiding the death penalty. an apology that wisely the judge did not take into consideration.
Judge Ambrose scheduled the execution date on the three-year anniversary of when the bodies were found.
The link below is to the video of Judge Ambrose sentencing Sowell:
http://www.newsnet5.com/dpp/news/crime/bodie
Judge Ambrose scheduled the execution date on the three-year anniversary of when the bodies were found.
The link below is to the video of Judge Ambrose sentencing Sowell:
http://www.newsnet5.com/dpp/news/crime/bodie
Sunday, May 08, 2011
Internet Scam - Warning
When I first heard about this I could not believe how many people were affected. I am writing this because of that fact. As I started researching this, I was shocked that in this day and age, (when people hear about these types of scams all the time), that so many would still be cheated.
In this time of economic hardship more and more people are searching out short term loans and payday loans to help them get by or build up their credit. These days everything is online and unfortunately you don't always know what you're getting into. RESEARCH everything. The focus of my post is, "Sigma Solutions LLC" - they are one of the worst companies to have your information.This is how they work.
You decide to look for a loan online. You find multiple companies ready and willing to take your info. You finally find one that is one you either recognize or feel comfortable with. This initial company that you give your information to is legitimate. (usually) This initial company however is not a bank. They are not a loan service. They are a go-between. And I would go so far as to say, they are the sheep's clothing covering the wolf. The next thing you know you are approved. They found someone who is willing to give you a loan. Who would that be? Sigma Solutions LLC, of course. If you decided to do your research half way thru the loan process and have stumbled upon this blog post at that time - stop. Do not go further because the next step is getting you to sign away your rights.
If you are past that point, keep reading. The next step begins with a contract. This is something you would expect from a legitimate company. It tells you how much you've been approved for and what the interest you will have to pay back will be. It's a little high but you expect that since, after all, it's being deposited that day... The bad thing about these companies is that they make you feel like it's completely honest and helpful - their agreements are somewhere in that 5 page range and most people just skim them. The things you are skimming over would be:
1.) Saying that you "agree that you will not bring, join, or participate in any class action as to any claim, dispute, or controversy you may have against us or our agents, services, directors, officers, and employees. You agree to the entry of injunctive relief to stop such a lawsuit or remove you as a participant in the suit. You agree to pay the costs we incur, including our court costs and attorneys fees, in seeking such relief." What you can do is arbitration which is a legal technique for the resolution of disputes outside the courts, where the parties to a dispute refer it to one or more persons and by their decision they agree to be bound. It's a settlement in which a third party reviews the case and imposes a decision that is legally binding for both sides - it's a form of alternative dispute resolution...Good luck with that.
2.) You authorize them to contact you regarding your "loan" at your place of employment residence at any time up to 9:00 p.m
Other parts include that they can give your info to their "affiliates" and that you are VERIFYING ALL YOUR INFORMATION and authorizing them access to your bank account. A legitimate company would want to talk to you to have you verify it all, they do not need to since you have just verified it all electronically along w/your electronic signature and have given them permission to do as they wish all based on the false premise that they will be depositing money into your account in one business day.
After you sign this, they will take you to a new page that states they will be calling you to verify your information. This is again to make you think they are legit.
I can tell you with certainty that no money will ever be placed into your account.
I think the reason they are able to continue this scam is because so many people are too embarrassed to say anything or they feel like there is nothing they can do. There are several forums and help discussions available for these types of scams - including city support forums and warnings to report them to the FCC - whether anything comes of that I am not sure but let me tell you a few of the things I came across while trying to track down this particular "company", Sigma Solutions LLC.
1.) Their address of:
2150 South 1300 East, suite 50
Salt Lake City, UT 84106
is a CONFERENCE CENTER from which you can rent conference and meeting rooms.http://www.cloudvirtualoffice.com/locations/DetailPage.php?center_id=2146
The important thing to know here is that you can rent this space for a "virtual meeting" - no one has to physically be there. I find this odd. Also this particular address can be rented as an "office-for-a-day" at any point in time.
You know how you always hear that anything can be found online? Well, it's pretty much true. Below is the link to the agreement FROM Davinci Meetings and Conference Rooms regarding THIS ADDRESS, it is TO anyone RENTING it.http://www.davincivirtual.com/shop/message.asp?m=termserv
Here's the rental posting from Davinci:http://www.davincimeetingrooms.com/utah/salt-lake-city-meeting-rooms/319
I say it like this to make sure you understand that Sigma Solutions does not OWN or PERMANENTLY RESIDE at this address. In fact, this is who does: http://www.intermountainlegalut.com/
It's a Defense Attorney's office.
The only real location that I have been able to find for Sigma Solutions LLC, "loan company", is from someone else who stated they traced them to a location in the UK but could not pin point from there. (this was from someone on the city forum)
2.) They cannot give you their TAX ID #.
Any legitimate business will have no problem giving this to you when you ask.
3.) Their PH # they give of 1-800-620-8813 is pointless.
I called them. This was out of curiosity as well as the desire to actually get some information directly from them as to whether they are legitimate or not.
I did speak w/someone who couldn't help. English was not her first or probably even second language. I asked for someone who could help with just being approved for a loan and needing to verify some information. She said OK and that she would transfer me. I was put into a queue that rang a few times and then went to a Vmail machine - I left a message and asked for a call back. I never got one.
Bottom line - this is a scam to get your information.
Complaint reports usually state that money was taken in amounts ranging from 20 - 40 dollars. Small amts. that they state are "fees", (but they cannot tell you what for), and that a lot of people probably just write off as something they forgot to record in their checkbook.
Reports also state that these people are very violent including threats to have you put in jail and even that harm will be done to you if you do not take care of this "debt" which of course, is a lie.
If you are getting calls from 1-800-620-8813 OR 1-800-620-0371 (another 3rd party affiliated that I found out many other people were getting calls from them as well claiming the same things as Sigma Solutions LLC) REPORT THEM, CHANGE YOUR NUMBER, AND WATCH YOUR ACCOUNT. I advise closing and re-opening a new bank acct all together. It is better to be safe than sorry.
Somewhere along the lines you gave your information to someone who was affiliated with Sigma. You either checked a box saying it was OK to give out your information or you failed to un-check a box. You never know what 3rd party companies are affiliated with who and what agreements they have. You also never know the extent of the damage that will be done. Never give your information out online to anyone. http://www.scammer-alert.com/payday-loans.html
http://www.dailydollarnewsletter.com/2011/02/09/warning-payday-loan-collections-scam/
http://www.directlendingsolutions.com/scams-using-western-union.htm
http://www.howtostopdebtcollectors.com/indian-payday-loan-scam/
In this time of economic hardship more and more people are searching out short term loans and payday loans to help them get by or build up their credit. These days everything is online and unfortunately you don't always know what you're getting into. RESEARCH everything. The focus of my post is, "Sigma Solutions LLC" - they are one of the worst companies to have your information.This is how they work.
You decide to look for a loan online. You find multiple companies ready and willing to take your info. You finally find one that is one you either recognize or feel comfortable with. This initial company that you give your information to is legitimate. (usually) This initial company however is not a bank. They are not a loan service. They are a go-between. And I would go so far as to say, they are the sheep's clothing covering the wolf. The next thing you know you are approved. They found someone who is willing to give you a loan. Who would that be? Sigma Solutions LLC, of course. If you decided to do your research half way thru the loan process and have stumbled upon this blog post at that time - stop. Do not go further because the next step is getting you to sign away your rights.
If you are past that point, keep reading. The next step begins with a contract. This is something you would expect from a legitimate company. It tells you how much you've been approved for and what the interest you will have to pay back will be. It's a little high but you expect that since, after all, it's being deposited that day... The bad thing about these companies is that they make you feel like it's completely honest and helpful - their agreements are somewhere in that 5 page range and most people just skim them. The things you are skimming over would be:
1.) Saying that you "agree that you will not bring, join, or participate in any class action as to any claim, dispute, or controversy you may have against us or our agents, services, directors, officers, and employees. You agree to the entry of injunctive relief to stop such a lawsuit or remove you as a participant in the suit. You agree to pay the costs we incur, including our court costs and attorneys fees, in seeking such relief." What you can do is arbitration which is a legal technique for the resolution of disputes outside the courts, where the parties to a dispute refer it to one or more persons and by their decision they agree to be bound. It's a settlement in which a third party reviews the case and imposes a decision that is legally binding for both sides - it's a form of alternative dispute resolution...Good luck with that.
2.) You authorize them to contact you regarding your "loan" at your place of employment residence at any time up to 9:00 p.m
Other parts include that they can give your info to their "affiliates" and that you are VERIFYING ALL YOUR INFORMATION and authorizing them access to your bank account. A legitimate company would want to talk to you to have you verify it all, they do not need to since you have just verified it all electronically along w/your electronic signature and have given them permission to do as they wish all based on the false premise that they will be depositing money into your account in one business day.
After you sign this, they will take you to a new page that states they will be calling you to verify your information. This is again to make you think they are legit.
I can tell you with certainty that no money will ever be placed into your account.
I think the reason they are able to continue this scam is because so many people are too embarrassed to say anything or they feel like there is nothing they can do. There are several forums and help discussions available for these types of scams - including city support forums and warnings to report them to the FCC - whether anything comes of that I am not sure but let me tell you a few of the things I came across while trying to track down this particular "company", Sigma Solutions LLC.
1.) Their address of:
2150 South 1300 East, suite 50
Salt Lake City, UT 84106
is a CONFERENCE CENTER from which you can rent conference and meeting rooms.http://www.cloudvirtualoffice.com/locations/DetailPage.php?center_id=2146
The important thing to know here is that you can rent this space for a "virtual meeting" - no one has to physically be there. I find this odd. Also this particular address can be rented as an "office-for-a-day" at any point in time.
You know how you always hear that anything can be found online? Well, it's pretty much true. Below is the link to the agreement FROM Davinci Meetings and Conference Rooms regarding THIS ADDRESS, it is TO anyone RENTING it.http://www.davincivirtual.com/shop/message.asp?m=termserv
Here's the rental posting from Davinci:http://www.davincimeetingrooms.com/utah/salt-lake-city-meeting-rooms/319
I say it like this to make sure you understand that Sigma Solutions does not OWN or PERMANENTLY RESIDE at this address. In fact, this is who does: http://www.intermountainlegalut.com/
It's a Defense Attorney's office.
The only real location that I have been able to find for Sigma Solutions LLC, "loan company", is from someone else who stated they traced them to a location in the UK but could not pin point from there. (this was from someone on the city forum)
2.) They cannot give you their TAX ID #.
Any legitimate business will have no problem giving this to you when you ask.
3.) Their PH # they give of 1-800-620-8813 is pointless.
I called them. This was out of curiosity as well as the desire to actually get some information directly from them as to whether they are legitimate or not.
I did speak w/someone who couldn't help. English was not her first or probably even second language. I asked for someone who could help with just being approved for a loan and needing to verify some information. She said OK and that she would transfer me. I was put into a queue that rang a few times and then went to a Vmail machine - I left a message and asked for a call back. I never got one.
Bottom line - this is a scam to get your information.
Complaint reports usually state that money was taken in amounts ranging from 20 - 40 dollars. Small amts. that they state are "fees", (but they cannot tell you what for), and that a lot of people probably just write off as something they forgot to record in their checkbook.
Reports also state that these people are very violent including threats to have you put in jail and even that harm will be done to you if you do not take care of this "debt" which of course, is a lie.
If you are getting calls from 1-800-620-8813 OR 1-800-620-0371 (another 3rd party affiliated that I found out many other people were getting calls from them as well claiming the same things as Sigma Solutions LLC) REPORT THEM, CHANGE YOUR NUMBER, AND WATCH YOUR ACCOUNT. I advise closing and re-opening a new bank acct all together. It is better to be safe than sorry.
Somewhere along the lines you gave your information to someone who was affiliated with Sigma. You either checked a box saying it was OK to give out your information or you failed to un-check a box. You never know what 3rd party companies are affiliated with who and what agreements they have. You also never know the extent of the damage that will be done. Never give your information out online to anyone. http://www.scammer-alert.com/payday-loans.html
http://www.dailydollarnewsletter.com/2011/02/09/warning-payday-loan-collections-scam/
http://www.directlendingsolutions.com/scams-using-western-union.htm
http://www.howtostopdebtcollectors.com/indian-payday-loan-scam/
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